Decisions, Decisions, Decisions

Decisions, Decisions, Decisions

Our lives are influenced by the decisions we make every day. Like investing, the power of these decisions compounds over time.

• The FIRST rule of decision-making is to embrace uncertainty
• The SECOND rule is to plan for what might happen rather than trying to predict what will happen
• The THIRD rule is to cultivate flexibility and adaptability

Adopting these cardinal rules can help you improve your decision-making, invest more successfully and live life better – but you need to stay the course.


Uncertainty and optimism are not ideal bedfellows, but you can live your life fully without seeing the future.
Equally you can have a good investment experience without forecasting short-term market swings. There is no need to guess which companies will succeed, if you invest broadly across the range of asset classes, countries and economic sectors.
“You don’t have to beat the market when you can be the market” is an old adage.


During times of uncertainty, planning for the future can take second place to ‘events’, but taking stock and thinking of the long-term can give a sense of perspective that is empowering. Your financial plan should:
• look to protect all that is valuable to you
• include cash for short to medium term requirements
• reduce debt and only invest for the long-term.

Stay the course 

If you have existing investments, you might be disappointed with the current market performance, but I urge you to sit out the storm. Things will improve, companies will innovate, and technology will keep creating new opportunities

Live Life 

And finally…. Helping to plan, cost, test and hone a family’s fi nancial plan for retirement is our passion. Sometimes an impartial but interested third party is what is required. Holland Hahn & Wills would love to hear from you!
Please get in touch – an initial chat is free, with no obligation and could save you a lot of worry.

020 8943 9229 | |

This article is for information purposes and should not be treated as advice. Individual circumstances should always be considered prior to purchasing any financial products. Investing involves risk – the value of investments and income from them may fall as well as rise and is not guaranteed.